DiY WARRANTY only sells
Exclusionary Coverage.
Vehicle Service Contracts (VSCs) are broken down into two categories: Stated Coverage and Exclusionary Coverage.
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Stated Coverage VSCs say that if the part that fails is listed among those items stated in the contract, it's covered. That's simple enough but it leaves a ton of loopholes in things that aren't listed..
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Exclusionary Coverage VSCs are considered the highest level of coverage because these VSCs cover most everything on your vehicle except a small list of exclusions that are clearly detailed in the contract. There are literally thousands of things on a car that can go wrong. Exclusionary coverage is the superior coverage.
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On the literature and contracts that follow, you'll find reference to Silver/Executive and Gold/Elite coverages. For the record, we don't offer them. All we offer are the Platinum/Premier coverages as detailed.
Available Plans
Platinum (Ultimate Exclusionary Coverage)
Referred to as 'Premier Coverage' for Ascension Plans.
This top level coverage includes everything listed under the Silver and Gold Plans, PLUS all original factory-equipped mechanical and electrical components, except those items listed in the exclusions section* of your contract.
* Excluded items include, but are not limited to:
Manual transmission clutch assembly, exhaust manifold, batteries, brake rotors and drums, catalytic converter, mufflers, tail pipes, frame and structural body parts, tires, wheels/rims, windows, windshields, convertible tops, lighting systems components, exterior air/water leaks and noise, weather strips, trims, paint, bumpers, body sheet metal and panels, safety restraint systems, LCD screen, DVD/Blue-ray player, GPS/navigation, radio/CD player, rearview back-up camera and bluetooth connectivity remote controls, headphones, light bulbs, fuses, and any type of internal software. Maintenance services and parts, brake pads, brake lining/shoes, and wiper blades. Filters, lubricants, coolants, fluids and refrigants are covered only if required in conjunction with an authorized repair.
Please refer to your contract for a complete list of exzclusions.